CONNECT

Address:

819 West 7th Avenue 
Spokane, WA 99204

Phone:

509-327-1171

Fax/Other:

509-327-1181

Why a CFP® Professional?

CFP® professionals are dedicated to using the financial planning process to serve the financial needs of individuals, families and businesses. Most CFP professionals have earned a four-year college degree in a finance-related field, and have completed a course of study in financial planning approved by the CFP Board. To earn the prestigious CFP® certification and remain certified as a CFP professional, individuals must meet four main requirements.

Examination: Certified Financial Professionals must successfully complete CFP Board's comprehensive certification examination, which tests an individual's knowledge on various key aspects of financial planning.

Experience: Certified Financial Planner Professionals must acquire three years of financial planning-related experience before receiving the right to use the CFP certification marks.

Ethics: Certified Financial Planner Professionals must voluntarily ascribe to CFP Board's Code of Ethics and additional requirements as mandated. CFP practitioners who violate the code can be disciplined, including permanent loss of the right to use the CFP certification marks.

Education: Certified Financial Planner Professionals must complete 30 hours of continuing education every two years to stay current in financial planning knowledge, including ethics.

 

ALL FINANCIAL PLANNING SERVICES AT BALDERSON & HEBERT, LLC WILL
BE DELIVERED IN ACCORDANCE WITH THE FOLLOWING STANDARD OF CARE
 
  • Put the client's best interests first.
  • Act with due care and in utmost good faith.
  • Do not mislead clients.
  • Provide full and fair disclosure of all material facts.
  • Disclose and fairly manage all material conflicts of interest.

This Code of Ethics is an expression of the financial planning profession's recognition of it's responsibilities to the public, to clients, to colleagues, and to employers. These principles apply to all Financial Planning Association (FPA) members.

Michael Balderson is a Certified Financial Planner ® Professional

 

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CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo) are certification marks owned by Certified Financial Planner Board of Standards. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.